What is a vehicle title? All you need to know

When did you buy your first car?

Was it when you were a teenager, dying for the freedom of the road? Was it later in your adulthood that public transportation became more inconvenient?

Whenever it was, if you’re like most people, it felt good. Being behind the wheel on the open road is more emblematic of freedom than anything else.

However, anyone who has ever bought a car knows that it is not a free and easy process. There is a lot of money and paperwork involved.

One of the most important documents is the title of your vehicle. This form recognizes you as the formal owner of a vehicle.

You will receive a car title every time you buy a car. Regardless of how you buy the car, you are legally required to sign a title. This applies in all cases, whether you buy a new car from a dealer or used from a private citizen.

There is a lot to learn about titles. While all of this information may seem overwhelming, it is not a cause for panic! We are here to provide you with all the information you need to understand this aspect of the buying process.

Basic information on vehicle titles

There are some essential facts to know about car titles. First, understand that your new car title will come from the state where you buy it.

If you live in a different state than the one that issued the title, be sure to take the title to your local Department of Motor Vehicles (DMV) when you register the car in your state.

Different states can have different processes. However, all titles generally include the following information.

They will include the license plate number, technical information, and the owner’s name and address. The address is part of the reason why your title must be brought to your new state DMV when you register it.

In addition, the title will include identifying information about the vehicle, such as the VIN, model, make, and year. If you buy a car with a lien against you, the title will include the lien holder’s information.

When will you get your degree

When you buy a new motor vehicle, you will most likely finance it. If that’s the case, you won’t receive the title the day you buy it. Instead, the title is mailed to you after you finish paying for the vehicle.

If you’ve ever bought a new car, you know this could take a long time. However, don’t worry too much about this. Even if you don’t receive the title for a long time, you can still use the title information.

For example, when you get insurance for your motor vehicle, you will not need your physical title. Instead, it will use information such as the VIN, proof of ownership, and your driver’s license.

Different types of titles

Just as vehicles come in different conditions, there are different types of titles to reflect those conditions. There are four main types of titles , although different states may classify subtypes or secondary states.

Clean titles

This is the most basic type of title. A clean title applies to a vehicle that has no prior salvage entries. This means that everything is working properly and that the car is structurally in good condition.

Delete titles

This is the second most desirable type of car title. All it means is that there is no debt against the car. Once you have paid for your vehicle, your title will be clean.

Recovered titles

This type of title applies to a wrecked car. There are often two types of salvage titles: those that are recoverable and those that are irreparable. You should know that any type of salvage title can be difficult to secure.

Rebuilt titles

If a salvaged car has been repaired and the government determines that it is safe to drive again, then the title is updated to rebuilt.

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